Guide
OAS payment amounts & dates (2026)
Reviewed by The Retirement Beast editorial team · figures verified against CRA / Service Canada · Updated
How much Old Age Security pays in 2026, why it is higher at 75, when it lands in your account each month, and the income level where the clawback begins.
Estimate your OAS2026 OAS amounts
OAS maximums are set each quarter and rise with the Consumer Price Index. For the July–September 2026 quarter:
- Ages 65–74: $751.97/month (about $9,024/year)
- Ages 75 and over: $827.17/month (10% higher)
These are maximums for someone with 40 years of Canadian residency after 18. With fewer years you receive a prorated amount (years ÷ 40, minimum 10 years to qualify while resident in Canada).
2026 OAS payment dates
OAS is deposited monthly, usually in the last week of the month. GIS, the Allowance, and the Allowance for the Survivor follow the same dates, and they match the CPP schedule — so if you receive both CPP and OAS, they arrive together.
| Month | Payment date |
|---|---|
| January | January 28, 2026 |
| February | February 25, 2026 |
| March | March 27, 2026 |
| April | April 28, 2026 |
| May | May 27, 2026 |
| June | June 26, 2026 |
| July | July 29, 2026 |
| August | August 27, 2026 |
| September | September 25, 2026 |
| October | October 28, 2026 |
| November | November 26, 2026 |
| December | December 22, 2026 |
Dates from the Government of Canada benefits calendar. Direct deposits usually arrive on the date; cheques may take longer.
The clawback and GIS
Higher-income retirees have OAS reduced by the recovery tax — 15% of net income above about $95,323 for the 2026 tax year. Lower-income seniors may receive the Guaranteed Income Supplement on top of OAS. See the OAS clawback guide and estimate your own OAS in the CPP/OAS calculator.
Frequently asked questions
How much is OAS per month in 2026?
For the July–September 2026 quarter, the maximum OAS is $751.97/month for ages 65–74 and $827.17/month for ages 75 and over. OAS is reviewed every quarter and rises with inflation, so amounts change in January, April, July, and October.
Why do people 75 and older get more OAS?
OAS is 10% higher from age 75. The increase applies automatically the month after you turn 75.
When is OAS paid in 2026?
OAS is paid monthly, typically in the last week of each month — for example January 28 and February 25, 2026 — with December paid earlier on December 22, 2026. GIS and the Allowance follow the same schedule.
At what income does OAS get clawed back in 2026?
OAS is reduced by 15% of net income above about $95,323 (2026 tax year) until it reaches zero. See the OAS clawback guide for details.